Not all financial needs are created equal. That’s why we offer multiple options for checking accounts, so you can find the one that’s best suited for your lifestyle. Checking accounts are at the pinnacle of managing your transactional finances. Making it easy to deposit and withdraw, checking accounts are a basic banking need. However, just because everyone needs one doesn’t mean everyone uses them in the same way. Whether you’re a technology buff, a student, 50 years and older, or somewhere in between, we have a targeted checking account just for you.
E-Checking
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A checking account that |
All you need is Online Banking, eStatements and a Debit Card to maintain the account |
No Monthly Service Charge |
$0.50 charged per check over six (6) per month
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Regular Checking
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A checking account with
unlimited check writing and the ability to offset your monthly service charge using your combined relationship balances |
All you need is Direct Deposit, $500 Average Ledger Balance1, or $1,500 combined relationship balance2 to avoid a $5.00 Monthly Service Charge
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Interest Checking3
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A checking account that
can earn money for you, has unlimited check writing and the ability to offset your monthly service charge using your combined relationship balances |
All you need is Direct Deposit, a $1,500 Average Ledger Balance1, or a $5,000 Combined Loan & Deposit Balance2 to avoid an $8.00 Monthly Service Charge
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Student Checking
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A checking account that has the convenience of electronic services with no minimum balance requirement and no monthly service charge for students |
No Monthly Service Charge
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Age restricted account available to owners up to age 25
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A checking account that comes with benefits simply because you've reached the age of 50 |
No Monthly Service Charge |
Age restricted account available to owners 50 years of age or older |
No charge for official checks or basic checks
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Checking Account Features
All of our options, no matter which you choose, offer online banking as an included service. This allows you to monitor your account through our secure online portal, as well as manage your bills, set alerts, and more from the comfort of wherever you are, at any time of the day. As a part of this service, eStatements are available to support accessibility and environmentally-friendly processes. On our online portal, you’ll have the capability to complete online transfers, pay bills, and send and receive money quickly and easily with Zelle®.
For added convenience, we also provide mobile banking with each of our checking account options so you can do your banking on the go. In addition, our telephone banking service allows you to bank via phone.
Each checking account comes with a debit card to reduce the need for physical checks on daily purchases; however, checks are also available for when a debit card just won’t do. As a part of the Allpoint Network, each Shore United Bank checking account also has access to a surcharge-free network of over 55,000 ATMs located around the world.
Checking with Shore United Bank
No matter your needs, you’ll find a checking solution that works for your unique lifestyle and financial goals at Shore United Bank. We pride ourselves on our extraordinary customer service and innovative industry practices. Contact us today for more information, or head to your local Shore United Bank branch to get started.
Visit your local branch to open an account
1 Average Ledger Balance is calculated by adding the principal in the account for each day of the calendar month and dividing that figure by the number of days in the calendar month.
2 Combined relationship balances include checking, savings, money markets, certificates of deposit, or loans with the same ownership as the account.
3 The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the Rate Chart provided at account opening. At our discretion, we may change the interest rate on the account at any time. Interest begins to accrue on the business day you deposit non-cash items (i.e., checks). Interest will be compounded daily and will be credited to the account monthly. We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain an average ledger balance of $0.01 to obtain the disclosed annual percentage yield.

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