Consumer Loans

Money that helps get your life in gear.

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Tell us your story. You're the primary focus.


Get yourself behind the wheel, on the water, or in a better financial position to deal with all kinds of expenses. At Shore United Bank, our friendly lending team can help you get financing to purchase a car or truck, buy a boat, take a trip, remodel your home - or pay for anything else that life brings your way.

To Apply for a Loan, please Visit A Branch Near You
















Consumer Loan Types

Credit Cards
Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
  • Convenient and flexible purchasing power. Accepted at millions of locations worldwide.
  • Mobile Purchasing capability for added convenience.
  • Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Plus much more! 

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. 
  • Get access to a loan fund you can tap into time and time again
  • Use funds for home improvement, purchases, vacation costs, college expenses, debt consolidation or any other need you might have
  • Line of credit can also be used as overdraft protection for your checking account
  • Option to make interest-only payments on money borrowed
  • As you repay funds, they can be used in the future for other purposes
  • Shore United Bank also offers an unsecured Premier Line of Credit2 for customers with higher personal liquidity needs
  • Get funds for almost any purpose - from covering unexpected expenses to remodeling your home
  • Often used to consolidate higher interest loans and pay down credit card balances
  • Competitive rates and flexible terms
  • Loans tailored to fit your needs and your budget
  • Work with an experienced lending team who can guide you through the application process
A Home Equity Line of Credit (HELOC) is a revolving line of credit with a variable interest rate that allows borrowers to draw and repay funds as needed. A HELOC draws on the equity in your home for you to use.
  • Get access to a loan fund that you can tap into time and time again
  • Variable rate loan, equal to the highest Prime Rate published in the Wall Street Journal
  • Closing cost credits of up to $2,000
  • 10-year borrowing (or "draw") period, followed by 20-year repayment period
  • Easy access to funds through Online Banking, Mobile Banking, checks or at Shore United Bank branches
 
Home Equity Loans
A Home Equity Loan provides a fixed interest rate, fixed loan amount and a fixed monthly payment, making it easier to factor in your budget. A home equity loan draws on the equity in your home for you to use towards things you want or need most in life. 
  • Get money upfront in lump sum
  • Fixed-interest loan with stable monthly payments
  • Flexible payment terms 
  • Borrow up to 85% of your home's equity
  • Closing costs will vary with loan amount and are due at the time of closing
  • Financing for new and used cars, trucks, SUVs, boats and personal watercraft
  • Flexible payment plans help keep your monthly payments in check
  • Refinancing options available
  • Competitive rates
  • Loans secured by funds you already have on deposit with Shore United Bank
  • Lower rates and more flexible terms than many other loan types
  • Funds can be used to cover unexpected expenses, make a major purchase, or pay for any number of other things
  • Get access to needed funds while keeping your savings intact















1Unsecured lines of credit are subject to credit approval.

2Unsecured premier lines of credit requires a personal financial statement to be submitted with the loan application.