Our Visa Cards* offer:

  • Chip Card Security 
  • Fraud Monitoring and Zero Fraud Liability
  • Travel Accident Insurance 1 
  • Auto Rental Collision Damage Waiver 2 
  • Free FICO Scores (cardholders must opt-in via the Account Services tab on MyCardStatement.com). FICO Scores are updated quarterly
  • Optional Alerts - can be set to meet your defined parameters, you will receive an alert in seconds via email and/or text message. You can set alerts for amount thresholds, online orders, international transactions and more here: Mycardstatement

1Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. 

2To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company. Restrictions apply if you have personal automobile insurance covering this theft or damage.

 

Special Promotion:

We've got you covered with this offer! Apply for a personal credit card between September 18 - November 15 and get your free 43" Auto "Upside Down" Umbrella*.
 
Gift available while supplies last and limited to one per customer.  *Complete consumer or business credit card application must be submitted in branch or online to obtain gift. If application is submitted online, customer must bring online application confirmation page to branch in order to receive gift. Gift will be awarded in branch upon submitting the application or showing online application confirmation page. Credit cards are subject to credit review and approval. Credit card approval is not required to obtain free gift. Cards are issued by TCM Bank, N.A.
 
  • No Annual Fee* 
  • 11.99% to 21.99% variable APR on purchases based on your credit worthiness.* 
  • 0% Introductory APR on purchases and balance transfers for the first twelve billing cycles. Afterwards, a 11.99% to 21.99% variable APR will apply. A 3% fee or $5, whichever is greater, will be charged for each balance transferred.* 
  • Earn one point per dollar on net purchases. Earn unlimited reward points that do not expire. Redeem points for merchandise and travel. Visit cRewardssm at cRewardsCard.com for details. 
  • Tickets good on any airline with no blackout dates 

Remit Payments to: VISA P.O. Box 6818 Carol Stream, IL 60197-6818

For added security for online Visa purchases, register through Verified by Visa .

APPLY NOW


*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval. 

  • No Annual Fee* 
  • 10.99% to 20.99% variable APR on purchases based on your credit worthiness.* 
  • 0% Introductory APR on purchases and balance transfers for the first twelve billing cycles. Afterwards, a 10.99% to 20.99% variable APR will apply. A 3% fee or $5, whichever is greater, will be charged for each balance transferred.* 

Remit Payments to: VISA P.O. Box 6818 Carol Stream, IL 60197-6818

For added security for online Visa purchases, register through Verified by Visa .

APPLY NOW


*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval. 

  • No Annual Fee* 
  • 14.99% to 24.99% variable APR on purchases based on your credit worthiness.* 
  • 0% Introductory APR on purchases and balance transfers for the first twelve billing cycles. Afterwards, a 14.99% to 24.99% variable APR will apply. A 3% fee or $5, whichever is greater, will be charged for each balance transferred.* 
  • Earn 1% cash back on net purchases. Cash rewards do not expire. Redeem for statement credit at cRewardsCard.com . 
  • Redemptions starting at $25. 

Remit Payments to: VISA P.O. Box 6818 Carol Stream, IL 60197-6818

For added security for online Visa purchases, register through Verified by Visa .

APPLY NOW


*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval. 

Our Secured Credit Card is the credit card that helps you build or re-build your credit. This secured card works like any other credit card except it requires a security deposit which is held as collateral for your account. To help you build a credit history, your payment and usage behavior is reported to the three major credit bureaus: Experian, Trans Union and Equifax. You will provide a security deposit of at least $300 up to $5,000, in increments of $100. This amount is your credit line. With responsible use, you may become eligible for an upgrade to an unsecured credit card in as little as 13 months. 

  • Annual Fee: $29.00*
  • Purchase and Balance Transfer APR: 20.99%*
  • A 3% fee or $5, whichever is greater, will be charged for each balance transferred.* 
  • Financial Education available via email

Remit Payments to: VISA P.O. Box 6818 Carol Stream, IL 60197-6818

For added security for online Visa purchases, register through Verified by Visa .

APPLY NOW


*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.

*0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the U.S. Prime Rate as published in the Wall Street Journal. Rewards Platinum APRs are currently between 111.99% and 21.99%; Platinum Edition APRs are currently between 10.99% and 20.99% and CASH Rewards Platinum APRs are currently between 14.99% and 24.99%. Platinum Secured Card APR is 20.99%.  All APRs are based on creditworthiness. Rates are accurate as of October 1, 2019 and are subject to change. To find out what may have changed, contact us, or check our website for current rates. If you make a late payment during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 0.8% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.