Government-backed mortgage programs offer flexible financing options, often with lower down payments and credit requirements. If you’re a first-time homebuyer or need additional support, these loans can help make homeownership more accessible.
FHA Loans - Affordable Financing for your Dream Home.
- Low Down Payment
- Flexible Credit and Income Guidelines
- No Maximum Income/Earning Limitations
- Fixed and Adjustable-Rate Loans
- Maximum Loan Amounts Vary by County
VA Loans - Funds Available for Home Purchase.
- No down payment options available and low closing costs.
- Competitive rates for eligible military personnel, veterans, and some spouses.
- First-time home buyers or those who currently or have previously owned a home may be eligible.
USDA Loans - Unlock the Door to Your Rural Dream Home with USDA Loans.
- 100% financing for eligible buyers in rural areas.
- No down payment options.
- Dwelling must be primary residence.
- Low-and moderate-income applicants are eligible.
Discover your path to home ownership today! Find out if you meet the criteria for one of these government-backed programs by Applying for a Mortgage Loan Online, Or visit a Shore United Bank branch for more information.
