If you're looking for a safe and steady way to grow your money, a Certificate of Deposit (CD) is a great option. With a fixed interest rate and dependable growth through maturity, CDs offer a secure path to financial growth without the risks of market fluctuations.
Why Choose a CD?
- Higher interest rates than traditional savings accounts
- Fixed terms that help you stay committed to your savings goals
- No market risk - your funds grow securely over time
- A variety of term lengths to fit your financial plan
Whether you're saving for a major purchase or planning for the future, a CD can provide stability and predictable earnings.
Select rates and terms are highlighted below. Rates and minimum balance my vary by term.
| CD Specials/Term | Minimum To Open & Earn APY | Interest Rate | APY |
|---|---|---|---|
| *6-11 Month | $500 | 2.47% | 2.50% |
| *12-23 Month | $500 | 3.78% | 3.85% |
| *36-47 Month | $500 | 2.47% | 2.50% |
| *48-59 Month | $500 | 2.47% | 2.50% |
| *60 Month | $500 | 2.47% | 2.50% |
| **7 Month No Penalty for One Withdrawal |
$500 | 2.47% | 2.50% |
| ***15 Month No Penalty for One Withdrawal |
$500 | 2.47% | 2.50% |
Secure Your Savings Today! Open a CD account and enjoy peace of mind with a secure investment. Visit a Shore United Bank branch today to open your account.
* Rates effective as of 05/28/26, rates subject to change at any time. This is a fixed rate. Fees could reduce the earnings on the account. Any withdrawal(s) from the account during the term will be subject to a penalty of 90 days of interest.
**Rates effective as of 05/28/26, rates subject to change at any time. This is a fixed rate. The interest rate on a 7 month CD is 2.47% with an annual percentage yield (APY) of 2.50%. Fees could reduce the earning on the account. A penalty-free withdrawal once during the 7-month term, after the first seven days. Any subsequent withdrawals from the account during the term will be subject to a penalty of 90 days interest.
***Rates effective as of 05/28/26, rates subject to change at any time. This is a fixed rate. The interest rate on a 15 month CD is 2.47% with an annual percentage yield (APY) of 2.50%. Fees could reduce the earning on the account. A penalty-free withdrawal once during the 15-month term, after the first seven days. Any subsequent withdrawals from the account during the term will be subject to a penalty of 90 days interest.
