Rick Proctor
With a career in banking and finance that began in 1985, Rick Proctor brings more than three decades of experience and a deep well of industry knowledge to every client he serves. His background spans retail origination, wholesale acquisition, operations, and sales management—giving him a comprehensive understanding of the lending landscape from every angle. Rick specializes in condo financing within resort markets, with extensive expertise in second homes, investment properties, and construction lending. Known for his straightforward and reliable service philosophy—“Don’t promise you can do everything, but do everything you promise!”—Rick is committed to delivering accurate guidance, clear communication, and a smooth experience from application to closing.
Outside the office, Rick is deeply rooted in family and community. He has been married to his wife, Carol, for 30 years and is the proud father of Hannah, Sarah, and Aaron. When he isn't helping clients achieve their homeownership goals, Rick enjoys fishing, boating, and traveling with his family. A lifelong sports fan, he loves cheering on the Orioles, Ravens, and Capitals. Whether assisting a first‑time condo buyer, guiding an investor, or structuring a complex construction loan, Rick brings integrity, experience, and a genuine dedication to doing right by his clients.
