With more than 20 years of community banking and mortgage experience, Jay Walker brings a hometown approach to helping clients finance their first home, next home, or dream home. Born in Philadelphia and raised in Fallston, Jay has spent nearly his entire life in the community he now proudly serves. His lending expertise spans first‑time homebuyers, construction loans, second‑home purchases, portfolio products, and everything in between. Having started his mortgage career in 2003, Jay gained early experience at several mortgage companies before discovering the impact—and the purpose—of partnering with a true community bank. His client philosophy is simple: these aren’t just borrowers, they’re neighbors. Helping people make one of the biggest financial decisions of their lives is something he takes seriously, personally, and with a strong sense of responsibility.
Jay’s deep connection to the community extends far beyond lending. As a longtime coach in youth sports—including club soccer, rec and middle school basketball, flag football, golf, and baseball—he stays closely involved with families throughout the area and loves giving his time to local kids. When he’s not assisting clients or coaching his children’s teams, Jay enjoys spending time with his family, playing golf, and enjoying date nights with his wife. Many evenings and weekends are spent at Winters Run Golf Club, where he has been a member for more than 30 years and grew up learning the game. With strong roots, broad lending expertise, and a commitment to service, Jay is proud to help clients achieve homeownership in the community that means the most to him.

