Our basic overdraft service is a discretionary offering in which we strive to pay your overdrawn items and charge our standard non-sufficient funds overdraft ($35) fee for each. Transactions covered by our basic overdraft service1 include:
Checks written to third parties
Bill payment transactions
Pre-authorized automatic debits
Automated Clearing House items
For additional details, read our Consumer Overdraft Services Disclosure.
Basic Overdraft Plus
Building upon our basic overdraft service, this option covers all of the transactions the previous plan covers in addition to ATM withdrawals and everyday debit card transactions. We will pay for overdrawn items based on eligibility and notification of interest in the program. Please let us know if you'd like to add the basic overdraft plus service to your checking account by calling toll-free 844-327-7395 or visiting a branch location.
For those with multiple accounts with us, you can authorize and set up an automatic transfer in the event of an overdraft of your checking account. This automated service allows you to rest easy knowing that you don't have to worry about constantly checking your account balance. To set up the overdraft transfer service on your accounts, visit a branch location.
Overdraft Line of Credit
This service option allows you to apply for an unsecured overdraft line of credit tied to your checking account. In the event that your account is overdrawn, we will transfer funds from your credit line to your checking account, up to the credit limit for which you’ve been approved. Interest will be charged based on the amount borrowed. Apply for an overdraft line of credit at your nearest branch location.
While you may never need these services, they may come in handy in the event of a temporary shortfall. If you are interested in learning more about our overdraft service offerings, contact us toll-free at 844-327-7395 or visit your nearest branch location. Additional details about these services are included in the Consumer Overdraft Services Disclosure.
1Payment of overdraft items are not guaranteed under the basic overdraft service, as it is a non-contractual courtesy that we provide to eligible customers