Remote Deposit Capture is a service that electronically submits your business’ bank deposits using a desktop scanner at your place of business. It eliminates the need for regular trips to the bank by allowing you to simply scan the checks that you would normally take to the bank for deposit. The scanned checks are then securely sent to us for processing. 

Why Choose Remote Deposit Capture?

Remote Deposit Capture can help you create efficiencies, decrease overhead, and increase cash flow.
  • Extended cutoff times - deposits made before 6:00 p.m. EST are credited the same day with next day availability
  • Eliminates the need for deposit tickets - reduced manual effort and increased quality of deposit preparation saves overhead
  • Eliminates the cost and liability of regular trips to the bank to deposit checks
  • Electronic images of each scanned check are archived for future access, eliminating time consuming photocopying and filing tasks

How Do I Get Started?

1. Let us know how you plan to use the scanner
  1. How many checks?
  2. How often (daily, weekly, etc.)? 
  3. How much do you estimate the total dollar amount each week/month?
  4. Is your business seasonal?
  5. Which accounts will the checks be deposited into?
  6. Will you be using a high-speed internet?
  7. Will you be using a laptop or desktop computer?  Apple or PC? 
2. We will use the information you provide to prepare the Remote Deposit Capture agreement and order the scanner. You'll sigh the agreement and provide contact information for the individuals who are authorized to use the scanner.
 
3. We will schedule installation to connect your scanner and train the users.
 

What Do I Do With the Checks Once They've Been Scanned?

To prevent fraud, we ask you to store all original checks in a safe, locked, secure location for at least 30 days after they have been processed by Remote Deposit Capture.
 

Who Do I Contact If I Have Questions About Remote Deposit Capture After Installation?

Contact our Deposit Operations team to help you with any questions related to Remote Deposit Capture at 410-820-6840 or email at remotedeposit@shoreunitedbank.com
 

There are fees associated with Remote Deposit Capture which may be offset by balances in a Commercial Analysis Account. For more information about Remote Deposit Capture, contact your local branch or call us at 443-262-9310.