A consumer loan can help you take control of your finances. We offer secured or unsecured loans to help you with large or small purchases like taking that dream vacation, or paying off credit card debt. Interest rates and terms vary depending on the collateral used for the loan. 

Unsecured Line of Credit1

An unsecured line of credit gives you flexibility to access funds for planned (or unplanned) expenses when you need it! An unsecured line of credit is an open-end unsecured loan that you can access for just about anything - overdraft protection, home improvements, paying off debt, covering an unexpected expense, you name it! In the event you use your Shore United Bank debit card to pay for something, and you don't have enough money in your account to cover the transaction, you can set up your unsecured line of credit to automatically transfer the funds into your account to avoid your card getting declined.

In addition to our unsecured line of credit, we also offer an unsecured premier2 line of credit for customers who have higher personal liquidity needs.

Boat Loans

Have you always dreamed of owning a boat? Are the seas calling your name to set sail on a new adventure? Maybe it’s time to talk to a lender about financing that boat purchase! Working with a lender allows you to buy a new, or used, boat now and pay it off over time. Just think, you can escape reality sooner than you think without having to save your pennies for a long-time. If you’re tired of dreaming of a boat, and you’re ready to be the proud owner of one, give us a call! We are here to make good things happen.

Vehicle Loans

We know that purchasing a new, or used, vehicle by simply signing a check and driving away isn’t how most people go about it. If you need help financing a vehicle purchase, we might just be the perfect partner to help you make that happen! At Shore United Bank, we love helping make our customers dreams come true. So whether you’re looking to buy that brand new shiny sports car or your next family SUV, we can help you get behind the wheel! Call one of our experienced, and professional lenders today to get started.

Personal Loans

At Shore United Bank, we understand that sometimes you need a little extra financial assistance to achieve your goals. That's why we offer personal loans to help you cover the cost of major purchases, consolidate debt, or fund unexpected expenses. Our personal loans feature competitive rates and flexible terms, so you can choose the loan that best fits your needs and budget. Whether you're looking to take a vacation, upgrade your home, or pay for a medical expense, Shore United Bank can help make it happen. Our experienced team is dedicated to providing personalized service and guiding you through the loan application process, so you can get the funds you need quickly and easily.

Certificate of Deposit (CD) or Savings Secured Loan

One of the options available to you is a Certificate of Deposit (CD) or Savings Secured Loan. These loans are secured by funds that you already have on deposit with Shore United Bank, which allows us to offer lower interest rates and more flexible terms. With a CD or Savings Secured Loan, you can access the funds you need while keeping your savings intact. This type of loan is ideal for those who want to build credit, need cash for unexpected expenses, or want to make a major purchase without dipping into their savings. Our experienced team is here to help you choose the loan that best fits your needs and guide you through the loan application process. Contact us today to learn more about our CD and Savings Secured Loan options.



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1Unsecured lines of credit are subject to credit approval.

2Unsecured premier lines of credit requires a personal financial statement to be submitted with the loan application.