When you're able to streamline the payment acceptance process, it will ultimately reduce costs, save time, and improve sales for your business. We can provide you with a single source for processing Visa, MasterCard, Discover, JCB, Diners Club, American Express, most debit cards, EBT, and check authorization with next business day funding.

We understand that your business is unique, so we offer a variety of electronic methods for processing: wireless, mobile, e-commerce, and point of sale (POS) terminals. Our specialized approach to transaction processing for health care providers, public entities, municipalities, direct response, catalog merchants, and brick and mortar retailers ensures that your business will have the optimal setup for your specific use. Sales can be submitted by swiping a card, inserting a chip-enabled card, keypunching card information, entering the card information online, or using a mobile device.

In addition to advance payment processing systems, we also offer the industry’s best data-security plan with the required annual compliance validation for merchants. There is also an online tracking option to allow you to view authorizations received, follow transactions, and view historical statements and charge-back history.

If you’re looking for additional ways to generate revenue, our merchant card processor has options that may help. We offer check conversion services, gift and loyalty card programs, and merchant cash advances.

Our complete program includes everything from low-cost equipment to specialized services for retail, restaurant, hotel, and small or large businesses. Services that you can choose from include:

  • Tip entry transactions for restaurants

  • Multiple merchant equipment

  • Authorization confirmation at check-in and check-out for hotels

  • Online processing

  • Wireless capabilities

  • Built-in pin pads

Regardless of the size of your business, we will provide a program to suit your needs. We can help you decide if it makes more sense to rent or purchase equipment. And, if you decide to purchase equipment, we offer a warranty/replacement option on new equipment purchased for one year under normal operational conditions. We also offer a 24/7 easy to reach help line to assist you if you need help outside of our banking hours.


How to Get Started

A Standard Bank Merchant Services Application packet and a Merchant Services Site Inspection must be completed to begin the enrollment process. Then, it takes approximately 5 business days for a complete set up after an approval has been given. 

If you’re unsure if our Merchant Card Services are right for you, we’d be happy to answer any questions that you have regarding our Merchant Services Program or complete a cost comparison of your current Merchant Service program.

Additional fees may apply with this service.  Contact us for more information on our Merchant Services: 443-262-9310