No matter what stage of life you are in - single, newly married, starting a new family, taking care of aging parents, or retiring - our local agents can guide you through the process to find a life or long-term care insurance policy to cover expenses and give you the protection and peace of mind you deserve.

There are many different types of life insurance to consider before making a selection, including: 

  • Term Life
  • Whole Life
  • Universal Life
  • Survivorship

The best life insurance option for you depends on your situation and goals. Our agents can help you understand the difference between the options and choose a policy or combination of policies that will be most beneficial for you.

Statistics show that one in two households will need long-term care at some point. Long-term care insurance can help you protect your family and your household from the potential of extraordinary long-term care costs. Long-term care policies can provide coverage to support the basic activities of daily living for people with:

  • Chronic prolonged physical illness
  • Disability
  • Cognitive impairment 

Proactive planning through the purchase of long-term care insurance can provide you with the flexibility of being able to hire help and stay at home or select the facility you want for long-term care.

If you are looking for guaranteed retirement or savings income, annuities may be a good option to consider. Fixed annuities guarantee a minimum rate of interest during the time your account is growing and can help you avoid outliving your assets. Annuities can provide:

  • A steady stream of income
  • Competitive interest rates
  • Safety of principal
  • Tax-deferred growth

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Our experienced agents are here to help you better understand the types of life and long-term care insurance policies available today. To be sure your loved ones are properly protected, our agents will meet with you to review your situation thoroughly, explain your options, and help you to understand how the coverage you select will be applied in various situations.

Allow us to shop the insurance market for you! As an independent agency, we can obtain multiple quotes from various companies to help you select the best policy at no additional cost to you. 

Proudly Serving Families and Businesses on the Mid-Shore Since 1850