Not all home insurance policies are the same. Avon-Dixon works with multiple insurance companies to structure comprehensive homeowner policies to fit your specific needs. We are licensed in nearly every state and can insure primary, secondary and seasonal homes of any value.

Our team of experts offers various home insurance coverage solutions to meet your individual needs, including:

  • Multi-policy discounts
  • Dwelling replacement cost valuation
  • Contents replacement cost valuation
  • Agreed value coverage for possessions
  • Multiple liability options

To be sure your home is properly protected, our agents will meet with you to review your situation thoroughly, explain your options, and help you to understand how the coverage you select can be applied in various situations.
If you do not own your home, renters insurance provides coverage for your personal property. Items that may be covered by renters insurance include:


  • Furniture
  • Electronics
  • Bikes
  • Computers

Depending on the coverage you select, renters insurance may cover losses due to:

  • Fire
  • Storms
  • Freezing, snow or sleet
  • Theft
  • Vandalism

A little bit of water can cause thousands of dollars worth of damage, and most homeowner insurance policies do not cover damage caused by flooding. Our agents can help you assess your flood risk and create an affordable coverage plan to protect your assets and belongings. Our flood insurance options include:

  • Up to $250,000 building coverage
  • Up to $100,000 content coverage

Mobile home insurance is similar to homeowners insurance, but customized to fit the needs of a mobile home. Depending on the policy selected, our mobile home insurance may cover:


  • Porches
  • Carports & garages
  • Personal property
  • Potential liability
  • Depreciation
  • Replacement cost coverage

Our experienced agents are here to help you better understand the types of home insurance policies available today. To be sure your home is properly protected, our agents will meet with you to review your situation thoroughly, explain your options, and help you to understand how the coverage you select will be applied in various situations.


Allow us to shop and compare insurance options for you! As an independent agency, we can obtain multiple quotes from various companies to help you select the best policy at no additional cost to you. 


Proudly Serving Families and Businesses on the Mid-Shore Since 1850