Credit and Loans

Business Loans

We have flexible loan products and terms to fit the growing needs of your business.  Our experienced team of loan officers will work with you to understand and structure your loan to match your business needs.  Each of our branches has community bankers who are experienced lenders, living and working in the community.  They are available to assist with your business needs promptly and make credit decisions quickly.

We offer loans for:

  • Lines of Credit
  • Equipment and Vehicles
  • Commercial Real Estate
  • Business Expansion and Operations
  • Letters of Credit


Agricultural Loans

We have a dedicated team of agribusiness lenders who understand your business.  Whether you are looking for money for a land acquisition, seasonal operations, equipment purchases, or construction, we can structure a loan to support your individual needs.


Business Credit Cards

Keep your business spending separate from your personal with our Visa® Platinum Business credit cards.

  • Employee cards at no extra cost
  • Consolidated Statements and Comprehensive Reporting
  • Chip Card Security
  • Fraud Monitoring and Zero Fraud Liability
  • Travel Accident Insurance1
  • Personal service from people you know

Choose the option that is best for your business.

Small Business Rewards Credit Card

No annual fee and 0% introductory APR on purchases and balance transfers.  Plus, competitive rates starting at 12.24% to 22.24% based on creditworthiness.* Earn one point for every net dollar spent.  Redeemable for merchandise and travel awards.  Vist cRewardssm at for details.

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Small Business Edition Credit Card

No annaul fee and 0% introductory APR on purchases and balance transfers.  Plus, competitive rates starting at 11.24% to 21.24% based on creditworthiness.*

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Company Expense Charge Card

Intended for large corporations, non-profits and municipalities.  No annual fee.  Pay-in-full account.**

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*See the card application’s Business Card Pricing Sheet for current terms, rates and fees.
**See the card application’s Terms and Conditions for current terms, rates and fees.
1Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
This card is issued by TCM Bank, N.A. Subject to credit approval.



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