ATM and Visa Debit Card

Instant Issue Debit Cards with EMV Chip Card Is Now Available!

Our Instant Issue Debit Cards are now available with the EMV Chip card and you no longer have to wait to receive your card in the mail. Whether you open a new checking account or need to replace a lost or damaged debit card, stop by any of our bank branches and leave with your new debit card today. Don't have a checking account with us? Click here to find the right one for you.

Important Information About EMV Chip Cards

Visa Debit Card

Tired of paying for checks?  Why not use a Visa Debit card for your purchases.  It’s fast, secure and convenient!

  • Make purchases anywhere Visa is accepted
  • Withdraw money
  • Obtain balance information
  • Make a payment to your loan
  • Transfer funds
  • Visa Zero Liability protection*
  • Real-time fraud monitoring
  • EMV Chip Card enabled
  • Optional Visa Purchase Alerts- Anytime a qualified Visa transaction take place that meets your defined parameters, you will receive an alert in seconds via email and/or text message.  You can set alerts for amount thresholds, online orders, international transactions and more here: Visa Purchase Alerts

To apply for a Visa Debit Card visit one of our branch locations.

For fraud prevention purposes we find it necessary to block Visa Debit Card transactions from certain countries, locations and/or merchants from time to time.  Click here for a complete and up-to-date list of countries, locations and/or merchants currently blocked.

Fraud Prevention Service

In our effort to keep your accounts secure, we monitor your card activity 24/7 and will automatically “freeze” your card in the event we detect any unusual activity. In the event we are unable to contact you by phone, we will send a text notification for you to respond to any unusual activity. Please remember we will never ask for your PIN or account number. More details about this service can be found in our Online Banking Center or by calling 410-820-6840. 

ATM Cards

In today’s fast paced world you want convenient access to your money anywhere or anytime. Why carry cash? You can access your account using your ATM card to:

  • Withdraw money
  • Obtain balance information
  • Make a payment to your loan
  • Transfer funds
To avoid ATM service fees use an ATM owned by us. Cards issued by another financial institution are subject to transaction fees.
Deposits made before 2:00 p.m. on a business day will be posted to your account the same business day. Deposits made after 2:00 p.m. will be posted the next business day.

To Report a Lost or Stolen ATM or Visa DEBIT CARD:

Immediately deactivate your card by calling 410-758-4900 or 866-546-8273 (InTouch telephone banking option 6).   Please do not send an email to report a lost or stolen card.

* Visa’s Zero Liability Policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. The policy is subject to the timeliness of notification by the cardholder of unauthorized use.

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